how much does it cost to transfer plates in massachusetts

Daniel Parker

3 min read

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20-01-2025

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Transferring license plates in Massachusetts isn't overly complicated, but understanding the costs involved is crucial before you begin the process. This guide breaks down the fees and provides a clear picture of what to expect. The cost to transfer plates depends on several factors, primarily whether you're transferring plates to a new vehicle you own or if you're transferring plates from a vehicle you no longer own.

Transferring Plates to a New Vehicle You Own

This is the most common scenario. You've purchased a new vehicle and want to use your existing license plates. The good news is that this process is relatively inexpensive.

Fees Involved:

• No fee: Transferring plates from one of your owned vehicles to another owned vehicle is typically free. This assumes both vehicles are registered in your name. You'll simply need to complete the necessary paperwork at your local Registry of Motor Vehicles (RMV).

Documents Needed:

• Title to the new vehicle.
• Proof of insurance for the new vehicle.
• Your current registration.

Transferring Plates from a Vehicle You No Longer Own

This situation is slightly more complex and may involve additional costs. The primary reason is that the RMV needs to ensure the previous vehicle is properly deregistered.

Fees Involved:

The cost in this case depends on if you're still paying off a loan on the old vehicle.

• If there's a loan: You'll likely need a release of liability from the lienholder. Contact the lienholder (bank or finance company) directly to understand their procedures and any associated fees.
• If the loan is paid: There might be a small administrative fee, typically under $10. However, this should be confirmed with the RMV or the local office processing the transfer. The RMV website is your best source for up-to-date fee information.

Documents Needed:

• Title to the old vehicle.
• Proof of sale or other documentation showing transfer of ownership.
• Proof of insurance for the new vehicle.
• Your current registration.

Other Potential Costs to Consider:

While the core plate transfer process is relatively inexpensive, remember these additional potential costs:

• Late fees: If your registration is expired, you'll face late fees on top of the transfer fee. Avoid these by renewing your registration promptly.
• Replacement plates: If your plates are damaged or unreadable, you'll need to pay for replacement plates, which is a separate fee.
• Emissions inspection: Depending on your vehicle and its age, an emissions inspection might be required before registration is updated. This has a separate associated cost.

How to Avoid Unexpected Costs

• Check your registration status: Ensure your registration isn't expired before attempting the transfer.
• Contact your lienholder early: If you still owe on a vehicle, contact your lienholder well in advance to understand their process and fees.
• Visit the RMV website: The official Massachusetts RMV website provides the most up-to-date information on fees and requirements. Don't rely on outdated information found elsewhere.

Frequently Asked Questions (FAQs)

Q: Can I transfer plates from a vehicle registered in another state?

A: No, the plates must have been previously registered in Massachusetts. You'll need to register the out-of-state vehicle as a new vehicle.

Q: What happens if I lose my plates?

A: You'll need to obtain replacement plates, which will incur an additional fee. Report lost plates to the RMV immediately.

Q: How long does the plate transfer process take?

A: The timeframe varies, but you should allow sufficient time for processing. It's best to check with your local RMV office for an estimated timeframe.

This information aims to provide a general overview. It is crucial to always refer to the official Massachusetts RMV website and contact your local RMV office for the most accurate and up-to-date information on fees and procedures. Always confirm costs before proceeding with the transfer.